Consumer Beware: “Prescreened” Offers

Have you ever “really” opened and read any of the thousands of pieces of junk mail you receive in your US Postal mail box every week?  Especially those marked “Approved” or “Confidential”?  Like me, I’m sure you’ve just tossed them in the garbage without even to bother to open them knowing it’s just Credit Card … More Consumer Beware: “Prescreened” Offers

Christmas Is Nostalgia

The Christmas Season is a time of nostalgia, family traditions, and so many warm memories of the seasons passed, and each year we hope to achieve making the present Christmas season just as memorable. Thinking back now, it’s not the presents received that are remembered, those were pretty much forgotten once the wrappings came off.  … More Christmas Is Nostalgia

ALCOHOL vs. NICOTINE

So you turn on your television to catch the evening news and you hear the news anchor reporting that a person was found on a street.  The victim was found laying next to the sidewalk after being hit by an oncoming automobile.  According to witnesses, the automobile went out of control while the driver was … More ALCOHOL vs. NICOTINE